Alabama Second Home Mortgage
Alaska Second Home Mortgage
Arizona Second Home Mortgage
Arkansas Second Home Mortgage
California Second Home Mortgage
Colorado Second Home Mortgage
Connecticut Second Home Mortgage
Delaware Second Home Mortgage
Florida Second Home Mortgage
Georgia Second Home Mortgage
Hawaii Second Home Mortgage
Idaho Second Home Mortgage
Illinois Second Home Mortgage
Indiana Second Home Mortgage
Iowa Second Home Mortgage
Kansas Second Home Mortgage
Kentucky Second Home Mortgage
Louisiana Second Home Mortgage
Maine Second Home Mortgage
Maryland Second Home Mortgage
Massachusetts Second Home Mortgage
Michigan Second Home Mortgage
Minnesota Second Home Mortgage
Mississippi Second Home Mortgage
Missouri Second Home Mortgage
Montana Second Home Mortgage
Nebraska Second Home Mortgage
Nevada Second Home Mortgage
New Hampshire Second Home Mortgage
New Jersey Second Home Mortgage
New Mexico Second Home Mortgage
New York Second Home Mortgage
North Carolina Second Home Mortgage
North Dakota Second Home Mortgage
Ohio Second Home Mortgage
Oklahoma Second Home Mortgage
Oregon Second Home Mortgage
Pennsylvania Second Home Mortgage
Rhode Island Second Home Mortgage
South Carolina Second Home Mortgage
South Dakota Second Home Mortgage
Tennessee Second Home Mortgage
Texas Second Home Mortgage
Utah Second Home Mortgage
Vermont Second Home Mortgage
Virginia Second Home Mortgage
Washington Second Home Mortgage
Washington DC Second Home Mortgage
West Virginia Second Home Mortgage
Wisconsin Second Home Mortgage
Wyoming Second Home Mortgage

Wachovia Specialty Mortgages

A reader alerted us today to a program from Wachovia Bank called ’specialty mortgages’. Rather than just offering either a fixed rate or adjustable loan, they go an extra step (actually a few extra steps) and offer multiple choices. The options available include lot loans, construction loans, 100% financed loans, jumbo loans (for those in the 400k - 2 million range), and flex fit. Besides all this, they also have a program called Pick-A-Payment with up to four options depending on what you want to choose that month. The four choices are minimum payment, interest only, full principal and interest, or 15 year plan. Now those are some creative options! More choices aren’t always better, but as long as you understand the terms you are agreeing too, this is definitely something worth looking into. Click on Mortgages from the menu

Second Home Mortgage