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West Virginia Mortgage Help
Info for West Virginia Home Buyers
The West Virginia Housing Development Fund is devoted to finding low interest loans for home buyers. They offer renter's help as well as programs for low and middle income housing and real estate advice to assist those in foreclosure. Opportunities for seniors and disabled residents are also available. Community development projects are onogoing and allow West Virginians the opportunity to live in safe, clean, affordable housing!
News about Home Loans
Down payment and closing cost assistance loans are available to homebuyers to reduce the amount of upfront money needed to purchase a home. Homebuyers will be able to select one of two options if they qualify:
Option One: a 10-year loan with a maximum amount up to $5,000 that is fully amortizing, with a 4% interest rate.
Option Two: a 10-year loan with a maximum amount up to $3,000, with a deferred period of five (5) years. During the deferred period, the interest rate would be 0% with no payment due. The remaining five years would be a fully-amortizing loan at 4% interest.
